Paul Baccino was only 16 when he took the apprenticeship in construction that would change his life. It was his first step into the world of real estate and his passion was immediately stoked. He wasted no time in starting his own construction company followed by his own property management company. Though he’d been fascinated since that introductory apprenticeship, he realized without a doubt that he’d found his calling when he invested in his first property. Since that day, he’s amassed an impressive self-managed portfolio and is always searching for his next acquisition.
Today, he brings his market savvy, well-rounded expertise, and 14 years of experience to JohnHart Real Estate where his strategies and 110% client commitment are making dreams come true. Growing up in the United Kingdom instilled Paul with integrity, a robust work ethic, and a devotion to world class service which he applies to his highly communicative realty style. Even as the market grows more competitive, Paul exhibits a gift for making sure his clients’ homes are bought and sold at prices that keep them smiling. And he makes sure they understand every step of his strategy, no matter how complex the transaction.
When not refining his real estate strategies, Paul devotes himself to perfecting his jiu-jitsu which he’s avidly practiced for 16 years. He also prioritizes his health with regular hot yoga sessions. As a native Liverpudlian, Paul knows no greater love than his hometown football club, Liverpool F.C. With what little free time he has, you can find him languidly wandering the beaches of Oxnard with his beloved pup Jax.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.